Terms of Service

1. About This Service

debtclear.me provides free mathematical debt payoff calculators. Our tools calculate repayment schedules based on the numbers you enter. This is a general information service only — we do not provide regulated financial or debt advice.

2. Not Financial Advice

This tool runs the maths on the numbers you enter — it is general information, not financial or debt advice. Results are estimates based on your inputs and assume consistent payments and static interest rates. Real outcomes may differ.

If you are struggling with repayments, free, regulated help is available from StepChange or National Debtline.

3. Acceptable Use

You may use debtclear.me for lawful personal purposes only. You must not attempt to circumvent security measures, scrape data in bulk, or use the service for commercial resale.

4. Pro Subscription

The optional Pro subscription (£1.99/month) is processed by Stripe. You may cancel at any time. Refunds are handled in accordance with the Stripe Consumer Terms.

5. Limitation of Liability

debtclear.me is provided "as is" without warranty of any kind. We are not liable for financial decisions made based on calculator outputs. Use the results as a planning guide only.

6. Governing Law

These terms are governed by the laws of England and Wales.