Debt Meltdown Calculator

Add your debts below, choose a strategy, and watch your debt stack melt down month by month.

Strategy Comparison Fact: Both strategies result in similar overall interest totals for the numbers entered. Choose the strategy that aligns best with your personal financial workflow.

Your Debts

Total: £10,050 | Min Payments: £260/mo

Debt #1

Debt Name

Balance

APR

Min Pay

Debt #2

Debt Name

Balance

APR

Min Pay

Debt #3

Debt Name

Balance

APR

Min Pay

Extra Monthly Payment (Snowball/Avalanche Accelerator)

Any extra cash you spare is funneled directly to your top-priority debt each month.

Visual Meltdown TowerToday

Remaining

£10,050

Credit Card£3,200

Store Card£850

Personal Loan£6,000

Month 0 (Today)Month 0 of 34Month 34 (Jun 2029)

Avalanche Payoff Milestones

Store Card

Paid Off Feb 2027 (Mo. 6)

Credit Card

Paid Off May 2028 (Mo. 21)

Personal Loan

Paid Off Jun 2029 (Mo. 34)

Total Interest Paid:£1,759